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Loan & EMI Calculator
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Enter loan amount, interest rate, and term to see results.
▸About this tool
Calculate your monthly EMI, total interest, and total payment for any loan. View the full month-by-month amortization schedule.
▸Privacy and details
Your files never leave your device.
Fast browser processing with no account required.
Optimized for desktop and mobile with accessible controls.
▸How to use
- Enter the loan amount (principal).
- Enter the annual interest rate as a percentage.
- Enter the loan term in years and/or months.
- See the monthly EMI, total interest, and total payment calculated instantly.
- Click "Show amortization schedule" to see the month-by-month breakdown.
▸Why use this tool
Understanding the true cost of a loan requires more than just the monthly payment. This calculator shows you the total interest you will pay over the life of the loan and a full amortization schedule: so you can compare loan offers, decide on prepayments, or plan your finances with confidence.